Personal Financial Planning

Do you ever find yourself in a situation when you are confronted with unexpected financial challenges, such as unforeseen car difficulties, unexpected medical expenditures, unexpected school tuition, or a dream…

I Have Ksh. 500,000 Do I Invest In KCB Treasury Bills Or CBK T-Bills?

You have two options for investing in Treasury bills in Kenya: KCB Investment Bank’s Treasury Bills: Features: Low risk, backed by the Kenyan government. Short-term investment (91, 182, or 364…

Please advise on how a couple can grow together financially. Is it only the husband who should invest, while the wife uses her salary for whatever she wants? The husband’s salary is $1000, and the wife’s salary is $156.

Here’s how a couple can grow together financially, considering both partners’ salaries: Open Communication: The foundation of financial growth as a couple is open communication. Regularly discuss your financial goals,…

I am an architect, 30 years old, and married. We live in a joint family. My salary is $30,000, and I allocate $20,000

“I am an architect, 30 years old, and married. We live in a joint family. My salary is $30,000, and I allocate $20,000 for family expenses such as food and…

Building Financial Harmony As a couple Involves Joint Effort

Building financial harmony as a couple involves joint effort and shared goals. Here are practical steps for growing together financially: Open Communication: Talk openly about money. Discuss financial goals, spending…

Building Wealth From A Modest Salary

Building wealth from a modest salary is indeed possible. Let’s explore some practical steps: Live Within Your Means: Spend less than what you earn. Avoid credit card debt and focus…

Separating Your Business Money From Personal Funds

Separating your business money from personal funds is essential for financial clarity and legal compliance. Here are practical steps to achieve this: Apply for an Employer Identification Number (EIN): Obtain…

Why Is It Important to Have a Positive Money Mindset?

Most people are limited by their beliefs. Some of these beliefs can be conscious, but most of them are subconscious and foundational beliefs you’ve had since childhood. A positive money…

How Should I Think About Mone

  Have positive beliefs about money. Your money should be focused on experiences, not possessions. Rather than thinking about what you can buy or get with your money, focus instead on…

How Can I Change My Money Mindset?

How Can I Change My Money Mindset? 1. Forget What You’ve Learned Chances are that while you grew up, you learned things about money that have stuck with you your…