Analyzing Your Cash Flow

One of the most important aspects of conducting a regular budget review is tracking your income and expenses. This will help you to understand your cash flow, which is the difference between…

Do you Align Your Budget with Your Objective

One of the most important aspects of conducting and benefiting from a regular budget review is setting clear and realistic financial goals.      Financial goals are the specific outcomes that…

Budget review: How to conduct and benefit from a regular budget review

The Importance of Regular Budget Reviews A budget is a plan that outlines how much money you expect to earn and spend over a certain period of time, usually a…

How To Stop Struggling With Financial Discipline

“Discipline is the bridge between goals and accomplishment.” – Jim Rohn. Financial discipline is one very important aspect of personal finance that plays a vital role in securing your financial…

Do you have an emergency fund?

An emergency fund is a financial safety net you can rely on if a major unexpected event happens in your life. At the same time, it can help you earn…

What is an emergency fund?

An emergency fund, also called ‘emergency savings’, refers to money that is set aside and only used in case of unplanned events. These unplanned events could be anything from needing…

10 Money Habits That Are Keeping You Broke

Do you ever find yourself struggling to make ends meet, even though you have a steady income? Do you feel like you’re living paycheck to paycheck and can’t seem to…

How To Achieve Financial Discipline

1 – Get Conscious Of Your Current Financial Situation People forget the intersectionality of finance. Not everyone’s boat is built the same way, but rowing with the resources that you have will…